WWW.TORONTOGREATHOMES.COM
Great Source to Buy and Sell Real Estate in Toronto, GTA, Ontario, Canada. Toronto Real Estate
 

GTA REAL ESTATE, ONTARIO REAL ESTATE, CANADA REAL ESTATE, TORONTO MLS LISTINGS, TORONTO HOMES FOR SALE, TORONTO HOUSES FOR SALE, TORONTO BUYER AGENTS, GTA MORTGAGE, REAL ESTATE IN TORONTO, TORONTO MLS LISTINGS, FOR RENT, REAL ESTATE FOR SALE, BUY TORONTO HOME, SELL TORONTO HOME, TORONTO RENT, RENT TORONTO HOME 

New MLS Listings      Our Real Estate Services     Lowest Canada Mortgage     New Listings by E-mail     Toronto Market Watch 

 

GTA REAL ESTATE, ONTARIO REAL ESTATE, CANADA REAL ESTATE, TORONTO MLS LISTINGS, TORONTO HOMES FOR SALE, TORONTO HOUSES FOR SALE, TORONTO BUYER AGENTS, GTA MORTGAGE, REAL ESTATE IN TORONTO, TORONTO MLS LISTINGS, TORONTO FOR RENT, REAL ESTATE FOR SALE, BUY TORONTO HOME, SELL TORONTO HOME, TORONTO RENT, RENT TORONTO HOME  

EXCEPTIONAL FULL REAL ESTATE SERVICES PACKAGES  
(
ONLY FOR OUR REAL ESTATE CLIENTS)


Service Package For Our Toronto and GTA Real Estate BUYERS 

We will Help you through the Whole Buying Process
We Guarantee that We'll Buy you a House within 1 or 2 Weeks
We Dedicate our Full Attention to our Real Estate Clients
We are Always Available for all Your Questions and Concerns
You Will Receive New Real Estate Listings by E-mail Every Day
Help with Pre-Approval & Free Confidential Financial Consultation
We'll Find you the Property through our Huge Exclusive Professional Database 
- MLS -using Our Excellent Computer & Analytical Skills
We'll work hard until We'll Find Right House for you, your Dream House 
All Information about Area, Schools, Transportation, Shops and Amenities
Market Trends & Analysis, Houses Search, Analysis and Showings
Best Price for a House, Our Strong Negotiation Skills Will Save you Money  
Lowest Toronto Mortgage Rate Based on Your Personal Financial Situation
Ontario Registered Home Inspector, Full Professional Report for you 
Legal Services, Real Estate Lawyer, Low Fees & Great Advices
For Details Call Sales Representative Alexandre Malkhassiants and 
Sales Representative Anna Falileeva at (416) 723-9383 (cell). 

For Our Toronto and GTA Real Estate SELLERS
Selling Commission - Starting from 1%* - will save you Money

Market Analysis and Free Home Evaluation - the Best Price for your House
Internet Marketing - Great Photos and Virtual Tour 
We are Always Available for all Your Questions and Concerns
Your House - on the First Page of our Website, Highly Rated on Google
Full professional MLS Service, Continuous Feedback 7 days a Week 
Open Houses, Detailed Every Day Market and Area Analysis 
Best Price for a House, Our Strong Negotiation Skills Can Save you Money
* Conditions May Apply. For Details Call
Sales Representative 
Alexandre Malkhassiants and 
Sales Representative Anna Falileeva at (416) 723-9383 (cell).    

Help with Mortgage For Our Toronto and GTA CLIENTS
Mortgage Refinancing with Debt Consolidation
Help with Bad or No Credit
First Time Buyer, Self Employed
1st and 2nd Mortgages, Line of Credit 
Fast Pre-Approval, Credit Check Analysis and Credit Improvement
Mortgages for Foreign Investors and for Non-Canadian Residents
0% Down or 100% Financing, up to 7% Cashback,
Discounted Toronto Mortgage Rates, Lowest Toronto Mortgage Rates
Over 37 Lenders, Banks and Financial Institutions
New Immigrant Programs and Toronto Mortgages for People without Status
Low Monthly Payments with up to 40 Years Amortization Mortgage
Private and Business Loans, Commercial Mortgages, Constraction Loans
Call us even if you Think you can't Buy: (416) 723-9383 (cell) 
For Details Call Sales Representative Alexandre Malkhassiants
and 
Sales Representative Anna Falileeva at (416) 723-9383 (cell). 

UNIQUE RELOCATION SERVICES
For
Foreign Investors, Non-Residents & New Immigrants
We will be your Eyes & Ears Here in Toronto and Greater Toronto Area
We will Find and Buy you a House or Condo even if you are not in Toronto 
You Will Receive New Real Estate Listings by E-mail Every Day
Help with Pre-Approval & Free Confidential Financial Consultation
We Will Find you the House through Our Huge Professional Database
All Information about Area, Schools, Transportation, Shops and Amenities
Toronto, GTA Real Estate Market Trends, Houses Search & Analysis 
We'll provide you with Photos and Full Information for the House you Like
Best Price - Our Strong Negotiation Skills Can Save you Money  
Lowest Toronto Mortgage Rate Based on Your Personal Financial Situation
Help with Home Inspection and Legal Documentation and Services
Ontario Registered Home Inspector, Full Professional Report
Legal Services, Real Estate Lawyer, with Low Fees and Great Advices
For Details Call  Sales Representative Alexandre Malkhassiants
and 
Sales Representative Anna Falileeva at (416) 723-9383 (cell). 

Click here for some other benefits

 


ALL ABOUT BUYING AND SELLING HOMES IN ONTARIO, GREATER TORONTO AREA 
Alex and Anna's Ontario, GTA, Toronto Real Estate site welcomes you! We have designed our online service to be the most efficient way to find resale homes and houses in Ontario, Greater Toronto Area and Toronto. In today's competitive Toronto market timing is everything. Many good homes are sold before they are ever advertised. It can take days before the newest houses and condo for sale appear even on Ontario MLS. Beat other homebuyers to the hottest new homes for sale in Toronto, GTA (Greater Toronto Area) and Ontario with New Listings Notification, receive new GTA, Toronto MLS listings by E-mail and be the first who know!Our Ontario, GTA, Toronto listing database is updated every day! We want our clients to know about all Greater Toronto area real estate and Toronto homes and houses for sale. See all the Southern Ontario homes for sale, GTA homes for sale and Toronto homes for sale by using our simple GTA, Toronto MLS search. Please try our online Home Search and Evaluation services, search the online MLS Toronto and GTA real estate listings.

Whether you are buying or selling home, hire Alex and Anna because we want to earn your business.   Call us if you have financial problems, bad credit history,  if you are self-employed or you have other problems. With us you can receive cash back and 100% financing. We can really help you!

If you're a first-time buyer , if you are relocating or unfamiliar with the Greater Toronto real estate market, or you're buying for investment   and want negotiating help, or if you need to purchase anonymously , you need a Buyer's Sales Representative, specializing in Toronto homes for sale. Find out why here - WHY US?

We are special because we work together as husband and wife team. Two Sales Representatives are better than one! You'll receive more attention and better service. In addition we work with a group of professionals - lawyers, financial advisors and mortgage specialists, home inspectors, who are ready to assist you in arrainging mortgage in you other real estate needs and with closing process.

Dear GTA, Ontario, Toronto Real Estate Buyers! You can have your own realtors - buyer's Sales Representative Alex and Anna, who is committed to using the experience gained through many  successful Toronto real estate negotiations for your benefit at no charge to you! We, Toronto and GTA real estate Sales Representative Anna and Alex, are ready to help you.

If you own real estate and you're thinking of selling, we would be happy to provide you with a FREE Home Evaluation . When you’re selling your home, the price you set is a critical factor. The house value estimation is the most important part of market analysis.

If you are interested in relocating to areas outside of Ontario, please call or email us so we can introduce you to a top real estate professional in your new place. Click here to find best real estate agents in USA or real estate professionals in Canada and all over the world.

GTA real estate market offers a wide variety of neighborhoods, housing styles and lifestyles. Ourknowledge of GTA and Toronto homes for sale, condos, lofts, townhouses, bungalows ,semi detached houses, detached houses property market makes us the best Ontario, GTA real estate professionals when you're thinking of selling your Toronto home or property. We can help you through every step of buying or selling a home in Toronto, GTA and Ontario. We, as your Toronto Sales Representatives , will help you to find your Home!

For your convenience we divided Southern Ontario into four big areas - GTA homes, York Region homes, Peel Halton homes and Durham homes. All major Southern Ontario cities are included in this areas such as:

 

 

 

 

 

Greater Toronto Area - GTA real estate

Toronto real estate

North York real estate

York real estate

East York real estate

Etobicoke real estate

Scarborough real estate

Durham real estate

Pickering real estate

Ajax real estate

Whitby real estate

Oshawa and area real estate

York Region real estate

Vaughan real estate

Markham real estate

Aurora real estate

Newmarket real estate

Richmond Hill real estate

King and area real estate

Stoufville and area real estate

Peel Halton real estate

Oakville real estate

Brampton real estate

Mississauga real estate

Milton and area real estate

 

 

 

 

 

 

 

Don't forget to come back to www.torontogreathomes.com . We update the site often.

You are always welcome!
Ontario, GTA, Toronto buyers Sales Representative

Alexandre Malkhassiants, 
Ontario, GTA, Toronto buyers Sales Representative

Anna Falileeva 
Right at Home Realty Inc., Real Estate Brokerage

Alexandre Malkhassiants, Sales Representative

Proud Member of the:
Toronto Real Estate Board (TREB),
Ontario Real Estate Association (OREA),
Canadian Real Estate Association (CREA)
895 Don Mills Rd., Suite 202, Toronto ON M3C1W3
Office: (416) 391-3232 Cell: (416)723-9383 
Email: amalkhass@rogers.com

 


TORONTO REAL ESTATE, TORONTO and GTA HOUSES     Toronto homes for sale on average sell for $330,000 and can range in price from as low as $250,000 to several million for Toronto luxury homes. Toronto offers many investment opportunities. With a slow stock market and a boom in the housing market, Toronto is the ideal place to make an investment in resale homes.
 

Toronto and area is a city with 5 million people. However, Toronto is a clean and safe city. It is a cosmopolitan city with a wonderful network of parks, recreational, and cultural facilities. Toronto is the home of four professional sports teams (Maple Leafs, Raptors, Blue Jays, and the Argonauts) and the third largest English-speaking theatre district in the world, behind New York and London. One of the world's most ethnically diverse cities, it is home to more than 80 ethnic communities from Africa, Asia, and Europe. Toronto is also the business centre of Canada.

The City of Toronto has 277 million sq ft of industrial space, approximately 40% of the industrial space in the GTA. This places the Toronto GTA 3th in North America for amount of industrial space.The City of Toronto has 114 million sq ft of office space, approximately 73% of the office space in the GTA. Making Toronto the largest office centre in Canada.

Toronto is a city of neighbourhoods. Some of the most desirable neighbourhoods are located in walking and bicycling distance of the downtown. House prices in the City of Toronto are higher than in the rest of the Toronto region and most of Canada; however, they are still very reasonable compared to similar sized American cities.

With annual retail sales of almost $50 billion, the Toronto region is Canada's largest retail market. It is also a market that is more monocentric than most North American cities of similar size. The Toronto downtown thus remains the most important agglomeration of commercial nodes in the GTA.

 

Condos (Condominiums) in Toronto, GTA, Ontario

Toronto condos are found mainly in downtown Toronto though many condo developments are happening along the 401 as well. A condo is the case where an owner has a deed for unit, has a separate mortgage, pays property tax on the unit plus a percentage of the common areas and pays a monthly maintenance fee. A board of directors governs the complex with the owner having one vote. The condo owner has a fee simple absolute unrestricted ownership and is individually responsible for property taxes and maintenance fees. Use the sales price of condominiums with similar size, appeal, age, neighbourhood in Toronto, incurring similar maintenance fees, etc. to determine market value. Ask owners in the complex what they like and dislike about both the unit and the complex. How good is the sound proofing? End units and upper units generally sell for more when sound comes into play. How is its location in the complex? Is it near downtown Toronto or will you have to commute? Next to an access street, parking facility, pool? Look for units that are not adversely affected by these. Stay away from predominantly rental condo complexes in Toronto, those having more occupants that are renters. They are often poorly maintained as absentee owners usually vote against improvements and increases in maintenance fees. When buying condos in Toronto, it is always good to ask lots of questions.

In Toronto the condo market is booming. Toronto condos offer an affordable alternative to home buying. The average price for Toronto condos is $300,000, but one can find condos ranging from $150,000 to several million.

Click here to see Toronto, GTA, Ontario condos

Toronto Ontario Cooperatives
Ask owners in the complex what they like and dislike about both the unit and the complex. How good is the sound proofing? End units and upper units generally sell for more when sound comes into play. How is its location in the complex? Is it near downtown Toronto or will you have to commute? Next to an access street, parking facility, pool? Compare monthly association fees with other similar condo complexes and what amenities are included. Find out if any increases in fees or special assessments are planned. Is the condo homeowners' association in good financial condition. Before making a purchase offer, obtain the latest financial statement from the homeowners' association. Look for units that are not adversely affected by these. When buying into a cooperative in Toronto, it is always good to ask lots of questions.

Unlike Toronto condos, cooperatives are very rare in Toronto. Though this is changing as home buyers seek more housing options.

Townhouses in Toronto, GTA, Ontario
 

Townhouses in Toronto often can make an excellent "middle ground" between a detached single family home and a full fledged condominium because, to some degree, they offer attributes of both. A townhouse by definition is a home that is attached to one or more other houses, but which sits directly on a parcel of land that you also own (if you don't own the land, it is a condominium). For this discussion, townhouses can ranges from duplexes and triplexes all the way through huge townhouse communities consisting of hundreds of similar homes. There is a good degree of variance in the way townhouse communities are structured. It may be a simple agreement (as is often the case of duplexes and triplexes) that each parcel of land and the home that sits on it is separately owned. In the case of larger townhouse communities, you will generally have an additional shared ownership in the common areas of the complex as well as any amenities such as swimming pools, park areas, etc. This ownership you will share jointly with all other townhouse owners in the complex. In any townhouse purchase that involves a Toronto Homeowners' Association, it is vitally important to get as much information as you can, since the association can have a considerable impact on your ownership experience.

Toronto townhouses are a popular Toronto housing option with average price ranges $150,000 to $300,000. New townhouses are being built throughout Toronto.

Click here to see townhouses in Toronto, GTA, Ontario

Toronto, Ontario Luxury homes
 

What do Toronto luxury home buyers consider when looking for the luxury home of their dreams? Many want homes in which they can entertain their friends, so an open floor plan with a spacious kitchen is preferred. Some affluent buyers consider a pool and a large backyard important features in the home they'd like to buy. Other factors, such as proximity to the airport and vacation homes, might also need to be considered. Here are some more factors that customers should consider when buying a luxury home: Is there fine dining nearby? What types of entertainment are close by? Theatre, orchestras, boating, skiing, etc. Does the homeowner want a serene environment? Then seclusion and natural beauty is a consideration. Is a gated community preferred over a non-gated one? Is it in close proximity to country clubs and golf courses, as well as desired employment? Is distance to a vacation home a consideration? The right location could save valuable time that would have been otherwise spent commuting. Will there be an au pair or live-in servant staff? If so, then consider a property that provides separate living quarters. Although the primary reason for buying a home is almost always personal enjoyment, the acquisition of a Toronto luxury home or property also opens a door to an investment return, all the more reason to work with a Toronto real estate professional specializing in Toronto luxury homes for sale.

Toronto luxury can be found in the following areas and the following average price ranges:
Rosedale homes sell for $2.5 - 3.5 million
Moore Park homes sell for $1.9 - 1.4 million
Forest Hill homes sell for $2 - 3 million
Lawrence Park homes sell for $1.5 - 2.5 million
The Bridle Path homes sell for $2.5 - $3.5 million

Another area which is becoming popular for Toronto luxury homes is Oakville. Oakville real estate offers a more affordable option and an easy communte to by Go-train to downtown Toronto. Oakville luxury real estate ranges in price from 1.5 - 2.5 million.

Click here to see Toronto luxury real estate and Toronto luxury GTA homes

Lofts in Toronto, GTA, Ontario

A true loft for Toronto (or "hard" loft is a conversion of a vintage factory or warehouse, having a harder edge of either concrete construction, or "mill" construction of exposed brick and original wood posts, beams and floors. Ceilings should be over ten feet high at least. This is increasingly very important for loft purchasers, as developers are now building condos with slightly higher ceilings than in the past. It is the height that helps give a loft the feeling of air and space. Larger windows and open concept layouts also help. Ceilings are unfinished and pipes and heating ducts are exposed. Do not expect to find a 1,000 square foot loft divided up into two bedrooms and a den. It will much more likely have a kitchen and a bathroom with the rest of the space left as one large open room, which you can work with and use according to your own functions and needs. Some people think a loft means you have a second mezzanine level overlooking the floor below, but this is simply one style of loft. The other great thing about lofts is that most of them are zoned live/work, which makes it easier to operate a business out of your home. Check whether there are Ontario or federal tax advantages or write-offs available. Another type of lofts in Toronto are newly constructed lofts (or "soft lofts"), which are for the most part "Condos With High Ceilings", and are examples of Toronto condo developers trying to cash in on the popularity of lofts. Most Toronto lofts built from scratch have very little character, and in most cases, the ceilings aren't even all that high. The quality of construction is sometimes disappointing, and quite often the location is really the only selling point, since vintage lofts are usually a little off the beaten track, not in the best neighbourhoods of Toronto.

In Toronto lofts are becoming a very popular housing option. Toronto lofts are an affordable real estate option with prices ranging from $175,000 to $275,000. Toronto lofts are being developed on King St. West and in the area around Spadina and Wellington.

See lifts for sale in Toronto, GTA, Ontario

Property investment in Toronto, GTA, Ontario
 

It is becoming a popular trend in Toronto to buy a home as an investment property. Toronto homes with a pleasant view of the horizon often sell at a premium above similar homes without the view. Even though most real estate value is usually concentrated in the building, the lot is important, too. Obviously, it should be as level as possible. Assuming the property is in a typical neighbourhood, the lot should be rectangular – no odd shaped lots or oddly situated lots. Yard sizes are smaller in modern homes than in older homes, but there should still be a decently sized front and back yard. Do not buy a house where the entire back yard is taken up by a swimming pool, for example. Do not purchase an over-landscaped property, either. You would normally pay a premium for that, which you may not be able to recover when you sell. You will get your best value if the house is moderately landscaped or under-landscaped for the area. You can always improve the landscaping during your ownership by improving the grass and adding bushes and trees. This will improve the value of your Toronto investment property. In each Toronto residential neighbourhood, houses will vary in size and rooms, but they should not be too different. When resale value is important consideration, you should not buy the largest model in the neighbourhood. When determining market value, the homes nearest to yours are most important. If most of the nearby houses are smaller than your house, they can act as a drag on appreciation. On the other hand, if you buy a small or medium house for the neighbourhood, the larger homes can help pull up your value. This is one of those times where determining your "wants" versus your "needs" can be extremely important. Buying what you need in a more prestigious neighbourhood may provide more financial reward than getting what you want in a less desirable neighbourhood of Toronto.

Three and four bedroom houses are the most popular among homebuyers, so if you can stick in that range you will have more potential buyers when it comes time to resell your Toronto investment property. Five is okay, too, as long as you do not have to pay too much extra for the additional bedroom. There should always be at least two bathrooms in a house, preferably at least two and a half. One bathroom with a place to wash up for day-to-day visitors, one for the master bedroom, and at least one to be shared by the other bedrooms. Walk-in closets are extremely desirable for the master bedroom. For the rest of the house, just be sure there is plenty of closet space. Don't forget space for linens and towels.

Garages add to the resale value to your investment property and you should always make sure to get at least a two-car garage. Lately, three-car garages have become desirable in some areas of the country. The laundry facilities should be located somewhere convenient on the main floor of the house, but not in a place it will create an eyesore. Think about whether future purchasers will want to walk up and down stairs when carrying loads of laundry.

Family activity centers around the kitchen, so this is the most important room of the house. Larger kitchens are better, and they should be provided with modern appliances. Obviously, the dining room and breakfast nook should be located adjacent to the kitchen. In newer Toronto houses, the family room should also be extremely close to the kitchen. There should be easy access to the back yard, as there will be occasions for barbecues and outdoor entertaining. In addition, it should be a short trek between the garage to the kitchen so hauling groceries in from the car does not become a horrendous chore. Swimming pools do not provide as much added value as they once did. Safety issues about families with younger children have become more publicized than in the past, so families with small children tend to avoid homes with pools. As a result, having a pool may actually reduce the number of potential homebuyers when you try to resell the home in Toronto.

Toronto offers many investment opportunities. With a slow stock market and a boom in the housing market, Toronto is the ideal place to make an investment in resale homes.

Duplexes (also known as semi-detached homes) in Toronto offer an affordable housing alternative to a detached house. Duplexes are buildings that consists of two dwelling units, one above the other under the ownership of a single person. Usually each unit has each own separate lot and entrance. Duplexes can be found throughout Toronto. Prices for Toronto duplexes can vary greatly depending on location. For example while the average Toronto duplex sells for $200,000-$500,000, a duplex on Young & Davisville would on average sell for $400,00 to $500,000.

Triplexes (also known as row homes) in Toronto offer an affordable housing alternative to a detached house. This is a building which consists of three units, all owned by the same person. Usually each unit has each own separate lot and entrance. In Toronto triplexes are not as common as duplexes though many new triplexes are being built to the north of the city or in nearby communities of Vaughan, Mississauga, Pickering, and Scarborough.

Click here to see investment properties on Toronto, GTA, Ontario

Bungalows in Toronto, GTA, Ontario
 

There are two commons types of bungalows in Toronto. The first a detached, single family dwelling with one level above ground, on its own lot, and completely separated from any adjacent housing. The other is a semi-bungalow. Semi-bungalows are detached, single family dwelling with one and a half levels above ground, on its own lot, and completely separated from any adjacent housing. This is sometimes referred to as a storey and a half. Some home buyers prefer bungalows because of their cozy home feeling.

In Toronto bungalows are difficult to find in the main part of the city. Though there are bungalows mainly built in 50s which are found mainly in the central part of Toronto, which have average asking prices of $300,000. Places like Vaughan, Richmond Hill, and nearby cities of Oakville and Hamilton are good places to find bungalows for Toronto. These bungalows usually sell for $150,000 to $300,000. Prices vary greatly on location and size


LOCATION, LOCATION, LOCATION

When our Toronto and area real estate clients are thinking of buying a home, they sometimes wonder aloud about the most important thing they should consider.  Of course, they need to find a home that provides everything they need in a home, but after that? We  often reply with the phrase, "location, location, location." It's become an almost hackneyed phrase, but it still has meaning.

Where a home is located is the most important factor in it's value -- both now and in the future. For example, suppose you are buying a new home in Toronto and area and have a choice between two identical houses.  One is located close to the center of the tract and the other backs up to a potentially busy street.  The house in the center of the tract will have a greater value. On the other hand, you may be able to buy a four bedroom house on the edge of the tract for the same price it would cost to buy a three bedroom house on the interior of the tract. And so on...

In an old-fashioned Toronto neighborhood with square blocks, a house in the middle of the block will have more value than an identical house located on the corner. Corners have more traffic. A single family Toronto house in an area where there are mostly other single family homes will retain its value better than a similar home in an area where there are apartments, condominiums, or businesses -- not because apartments and condo are "bad" -- but because the neighborhood is fairly homogeneous.  All the properties are similar to one another. . And so on...

A home in a thriving vibrant community of Toronto will have more value than a home in a city where industries are failing, the roads are uncared for and schools are on the decline. All other things being equal, a home in a desirable Toronto location is more valuable than an identical or similar home in a less desirable location. 

So when deciding what you "need" in a home versus what you "want" in a home, sometimes it makes sense to settle for what you need in a desirable location -- providing resale value is important to you.  That's all real estate agents mean when they say "location, location, location."  Location is important because it is the greatest determining factor in value.

 


 

Toronto homes for new immigrants

When you first arrive in Toronto, you will probably live in a temporary home for at least a few weeks. Once you get settled, you will want to find something more permanent.

Toronto has many different types of housing. Prices vary considerably, depending on where you live, and whether you choose a house or an apartment.

Finding a place to live can take several weeks. There are three separate steps. Deciding how much you can afford to pay, how many rooms you need and where you want to live. Finding the apartment or house you want. Completing the legal contract to rent or buy.

Deciding whether you want to rent or buy a place to live is a big decision. Your decision will depend on where you want to live, how much money you have and whether you have a job in Toronto. Most newcomers to Toronto decide to rent an apartment or a house when they first arrive in Toronto. This gives them a chance to save for a house and decide where they want to live.

There are many different types of housing available in Toronto.Room for rent: This is usually in a house or an apartment that is owned or rented by other people. Everyone shares the kitchen and bathrooms. Bachelor or studio apartment: These are small apartments designed mainly for one person. They have one large room with a kitchen and a sleeping area, plus a separate bathroom. Other apartments: Most other apartments have from one to three bedrooms. All will have a separate kitchen, a living room and a bathroom. Duplex: This is a house divided into two separate apartments. It may be bought or rented. Townhouse: This is a small house joined to other houses. It may be bought or rented. Condominium: This is an apartment or a townhouse that is individually owned. Common areas are jointly owned. You will have to pay a monthly fee for maintenance, such as snow removal, grass cutting and repairs. You will have to pay property taxes.

The cost of housing varies widely. Prices depend on the location, age and condition of the apartment or house, and the local market. You can expect to pay from $350 a month for a room to $2,000 a month for a luxury apartment or a house. Housing is usually less expensive if it is outside a large city. Purchase prices for houses range considerably depending on the city, town or location where you buy.

When you are budgeting for your housing costs, you may have to allow as much as 35 to 50 percent of your income. This should include the cost of such things as heating, electricity and other utilities.

Buying a house or a condominium is a big step. You may want to wait until you have been in Toronto a few years before you become a home-owner.

Most homes in Toronto are sold through real estate agents, but some are sold privately. When you buy a house, you should work with a real estate agent, who will help you choose one that is right for you. There are many hidden costs and fees in buying a house. They may include lawyer’s fees or notary’s fees, and taxes. There are also costs to maintain a house, and costs for utilities, insurance, and so on. Make sure you know exactly what your costs will be before you buy.

Unless you have enough money for the full price of the house, you will need to arrange a long-term loan known as a mortgage. Mortgage loans are available from banks and other financial institutions. When you have decided on the house that you want to buy, we, your real estate agents, will help you prepare a written offer. The offer normally includes a deposit. If the seller accepts the offer, it becomes a legal agreement to purchase.

You have the right to live anywhere you choose. The Canadian Charter of Rights and Freedoms protects you from discrimination on the basis of colour, creed, sex, age or disability. Provincial laws also protect tenants from discrimination.

How exciting that you're considering homeownership! The differences between renting and buying a home inToronto are vast, and there's a long list of pros and cons for both options. And remember — there is no one best decision for everyone. Before moving forward, though, there are some important considerations to keep in mind.

Affordability should be a main concern. Your monthly income must cover mortgage payments and homeownership costs and still allow you to live comfortably. After all, you still need to pay for food, clothing, transportation and other living expenses, not to mention vacations and the other activities in your life. Nobody wants to end up "house poor"!

Whether homeownership is for you, however, depends on if you are ready both financially and emotionally for the change. After all, buying a home isn't just about money — you should listen to your heart…and take an honest look at your lifestyle. So, you've determined that you are emotionally ready for homeownership. Now comes the real test - determining whether or not you are financially ready for this type of investment. First of all you should determine the maximum Toronto home price that you should be considering — before wasting your time looking at homes that you can't really afford.

First, though, it is a good idea to evaluate your present household budget. You need to know how much you are currently spending each month on living expenses. This will give you a better idea of whether or not you can afford the extra costs that come with being a homeowner.

Unless you are a seasoned veteran at the Toronto homebuying game, you will definitely want a team of professionals in your corner. Of course, there are legal implications to buying property, but it is quite an emotional event, as well. It will give you peace of mind to have experts to call on who can give you the correct answers to your many questions along the way.

During the homebuying process, there are several specialists whom you may choose to hire: Real estate agents, Lenders or mortgage brokers, Lawyers or notaries, Insurance brokers, Builders or contractors, Home inspectors, Appraisers, Land surveyors.

Finding the right home is not only about what is contained within the four walls of the structure. Although the inside of your house is important to your needs, comfort level and "feeling at home", the space outside the house should also be taken into consideration when looking for a new home. Many a dream home has been sold by unhappy people who did not consider location in their homebuying decision. Is there a lot of heavy traffic in the neighbourhood? Will children have to take a bus to school? How long a commute will you have to work each day? How close together are the homes in the area? These are only a few of the neighbourhood factors you should consider when choosing a new home.

There are many up-front costs of which you should be informed before jumping feet first into the Toronto homebuying process. You should also be aware, however, of some of the post-closing costs that are associated with homeownership. Some of these items and services can really add up and take many new homeowners by surprise. One expense to consider is that you should change the locks on all doors in your new home as soon as possible after the closing date .

Good maintenance on a regular basis is a crucial part of keeping your home in top condition, both for your enjoyment and for the future resale value of your house. If you do not care to or feel capable of performing these tasks yourself, you may want to hire a qualified person to help you.

While most maintenance is seasonal, there are some things you should do on a frequent basis year round: Make sure intake, exhaust and forced air vents indoors and outside are not blocked.  Check and clean range hood filters on a monthly basis. Test the ground fault circuit interrupter(s) on electrical plug-ins monthly by pushing the test button, which should then cause the reset button to pop up. If there are young children in the house, make sure electrical outlets are equipped with safety plugs. Regularly check the house for safety hazards such as a loose handrail, lifting or buckling carpet, etc.



Toronto homes for sale, Toronto houses for sale, Toronto MLS listings search

www.torontogreathomes.com is your gateway to Toronto real estate. Our site makes your search for Greater Toronto Area homes for sale very easy. The site includes all Toronto MLS listings in a searchable online database. Search all of our Toronto houses for sale! Then call us - Cell: (416)723-9383 or email amalkhass@rogers.com to ask what else we can do for you. Good luck and happy browsing!

 

 


 

 


Recent Posts


ONTARIO REAL ESTATE
LOWEST CANADA
MORTGAGE RATES

SELLING COMMISSION
- FROM 1% *

RIGHT AT HOME REALTY
INC., BROKERAGE
Alexandre Malkhassiants,
Sales Representative

Anna Falileeva,
Sales Representative
 
Office: (416) 391-3232
Cell: (416)723-9383 
Email:

amalkhass@rogers.com

Lowest Canada Mortgage   
2.05% - 2.49%

Go here for mortgage info

 

FOR BUYERS
New Pre-MLS Listings
New Listings by E-mail
Real Estate Market News

FOR SELLERS 

Free Home Evaluation
Housing Market Watch
Free Market Analysis  

OUR FREE SERVICES
Top Real Estate Agents
Anna and Alex
Family Team of Realtors
Ontario Relocation Guide  
Mortgage Rate Watch

OUR HUGE LISTING DATABASE
Greater Toronto homes
York Region real estate
Peel Halton real estate
Durham real estate

ONTARIO
MLS

Land MLS Listings 

Lofts MLS Listings
Condos MLS Listings
Apartments MLS Listings
Semi detached Listings
Townhouses MLS Listings
Bungalows MLS Listings
Investment properties
MLS Listings


Ontario real estate
GTA real estate
Toronto York real estate
East York real estate
Etobicoke real estate
North York real estate
Scarborough real estate
York region real estate
Vaughan real estate
Markham real estate
Aurora real estate
Newmarket real estate
Stouffville real estate
Richmond Hill real estate
King real estate
Peel region real estate
Halton region real estate
Oakville real estate
Brampton real estate
Mississauga real estate
Milton real estate
Durham region real estate
Pickering real estate
Ajax real estate
Whitby real estate
Oshawa real estate
Ontario homes for sale
GTA homes for sale
Toronto York homes for sale
East York homes for sale
Etobicoke homes for sale
North York homes for sale
Scarborough homes for sale
York region homes for sale
Vaughan homes for sale
Markham homes for sale
Aurora homes for sale
Newmarket homes for sale
Stouffville homes for sale
Richmond Hill homes for sale

King homes for sale
Peel region homes for sale
Halton region homes for sale
Oakville homes for sale
Brampton homes for sale
Mississauga homes for sale
Milton homes for sale
Durham region homes for sale
Pickering homes for sale
Ajax homes for sale
Whitby homes for sale
Oshawa homes for sale
Ontario MLS listings search
Greater Toronto MLS listings

GTA MLS listings search
Toronto MLS listings search
Toronto York MLS listings

East York MLS listings search
Etobicoke MLS listings search
North York MLS listings

Scarborough MLS listings

York region MLS listings
Etobicoke MLS listings search
North York MLS listings
Scarborough MLS listings
York region MLS listings
Vaughan MLS listings search
Markham MLS listings search
Aurora MLS listings search
Newmarket MLS listings

Stouffville MLS listings search
Richmond Hill MLS listings
King MLS listings search
Peel region MLS listings

Halton region MLS listings
Oakville MLS listings search
Brampton MLS listings search
Mississauga MLS listings

Milton MLS listings search
Durham region MLS listings
Pickering MLS listings search
Ajax MLS listings search
Whitby MLS listings search
Oshawa MLS listings search

Toronto real estate

Ontario real estate
Greater Toronto real estate
GTA real estate
Toronto York real estate
East York real estate
Etobicoke real estate
North York real estate
Scarborough real estate
York region real estate
Vaughan real estate
Markham real estate
Aurora real estate
Newmarket real estate
Stouffville real estate
Richmond Hill real estate
King real estate
Peel region real estate
Halton region real estate
Oakville real estate
Brampton real estate
Mississauga real estate
Milton real estate
Durham region real estate
Pickering real estate
Ajax real estate
Whitby real estate
Oshawa real estate
Ontario homes for sale

Greater Toronto homes for sale
GTA homes for sale
Toronto homes for sale
Toronto York homes for sale
East York homes for sale
Etobicoke homes for sale
North York homes for sale
Scarborough homes for sale
York region homes for sale
Vaughan homes for sale
Markham homes for sale
Aurora homes for sale
Newmarket homes for sale
Stouffville homes for sale
Richmond Hill homes for sale
King homes for sale
Peel region homes for sale
Halton region homes for sale
Oakville homes for sale
Brampton homes for sale
Mississauga homes for sale
Milton homes for sale
Durham region homes for sale
Pickering homes for sale
Ajax homes for sale
Whitby homes for sale
Oshawa homes for sale
Toronto real estate
Ontario MLS listings search
Greater Toronto MLS listings

GTA MLS listings search
Toronto MLS listings search
Toronto York MLS listings

East York MLS listings search
Etobicoke MLS listings search
North York MLS listings

Scarborough MLS listings
York region MLS listings
Vaughan MLS listings search
Markham MLS listings search
Aurora MLS listings search
Newmarket MLS listings

Stouffville MLS listings search
Richmond Hill MLS listings
King MLS listings search
Peel region MLS listings

Halton region MLS listings
Oakville MLS listings search
Brampton MLS listings search
Mississauga MLS listings

Milton MLS listings search
Durham region MLS listings

Pickering MLS listings search
Ajax MLS listings search
Whitby MLS listings search
Oshawa MLS listings search

Our business partners

Real Estate Agents Directory 

  

Realtor Directory 

ПРАКТИЧЕСКАЯ АСТРОЛОГИЯ
Business Partners  



Toronto real estate, Toronto homes for sale, Toronto houses for sale, Toronto MLS listings search
GTA luxury real estate, GTA luxury homes for sale, GTA luxury houses for sale, GTA MLS luxury listings search
Toronto luxury real estate, Toronto luxury homes for sale, Toronto luxury houses for sale, Toronto MLS luxury listings
Toronto York real estate, Toronto York homes for sale, Toronto York houses for sale, TorontoYork MLS listings search
East York real estate, East York homes for sale, East York houses for sale, East York MLS listings search
Etobicoke real estate, Etobicoke homes for sale, Etobicoke houses for sale, Etobicoke MLS listings search
North York real estate, North York homes for sale, North York houses for sale, North York MLS listings search
Scarborough real estate,  Scarborough homes for sale, Scarborough houses for sale, Scarborough MLS listings search
York region real estate, York region homes for sale,  York region houses for sale, York region MLS listings search
Vaughan real estate, Vaughan homes for sale, Vaughan houses for sale, Vaughan MLS listings search
Markham real estate, Markham homes for sale, Markham houses for sale, Markham MLS listings search
Aurora real estate, Aurora homes for sale, Aurora houses for sale, Aurora MLS listings search
Newmarket real estate, Newmarket homes for sale, Newmarket houses for sale, Newmarket MLS listings search
Stouffville real estate, Stouffville homes for sale, Stouffville houses for sale, Stouffville MLS listings search
Richmond Hill real estate, Richmond Hill homes for sale, Richmond Hill houses for sale, Richmond Hill MLS listings search

King real estate, King homes for sale, King houses for sale, King MLS listings search
Peel region real estate, Peel region homes for sale, Peel region houses for sale, Peel region MLS listings search
Halton region real estate, Halton region homes for sale, Halton region houses for sale, Halton region MLS listings search
Oakville real estate, Oakville homes for sale, Oakville houses for sale, Oakville MLS listings search
Brampton real estate, Brampton homes for sale, Brampton houses for sale, Brampton MLS listings search
Mississauga real estate, Mississauga homes for sale, Mississauga houses for sale, Mississauga MLS listings search
Milton real estate, Milton homes for sale, Milton houses for sale, Milton MLS listings search
Durham region real estate, Durham region homes for sale, Durham houses for sale, Durham region MLS listings search
Pickering real estate, Pickering homes for sale, Pickering houses for sale, Pickering MLS listings search
Ajax real estate, Ajax homes for sale, Ajax houses for sale, Ajax MLS listings search
Whitby real estate, Whitby homes for sale,  Whitby houses for sale, Whitby MLS listings search
Oshawa real estate, Oshawa homes for sale, Oshawa houses for sale, Oshawa
MLS listings search
Ontario real estate, Ontario homes for sale, Onario houses for sale, Ontario MLS listings search

GTA real estate, GTA homes for sale, GTA houses for sale, GTA MLS listings search 
Lowest Canada mortgage rates, Canadian mortgages, Canada bank loans, mortgage Canada
real estate in Toronto, Toronto listings, real estate Toronto, Toronto MLS listings, Toronto agents, 
Toronto for rent, real Toronto estate, Toronto MLS search

HOME  |  FOR SELLERS  |  OUR SERVICES 4 YOU  |  M L S   SEARCH  |  ONTARIO MORTGAGE  |  LUXURY HOMES  |  GTA HOMES  |  East York houses  |  Etobicoke houses  |  North York houses  |  Scarborough houses  |  Toronto houses  |  York houses  |  YORK REGION HOMES  |  Aurora, Newmarket   |  King and area houses  |  Markham houses  |  Richmond Hill houses  |  Stouffville and area  |  Vaughan houses  |  PEEL HALTON HOMES  |  Brampton houses  |  Burlington Real Estate  |  Milton and area houses  |  Mississauga houses  |  Oakville houses  |  DURHAM HOMES  |  Ajax, Whitby houses  |  Pickering houses   |  Oshawa and area houses  |  ONTARIO HOMES  |  HAMILTON ON HOMES  |  KITCHENER ON HOMES  |  LONDON ON HOMES  |  OTTAWA REAL ESTATE  |  SUDBURY ON HOMES  |  WINDSOR ON HOMES  |  CONDOMINIUMS  |  TOWNHOMES  |  BUNGALOWS  |  RE INVESTMENT  |  RENT IN TORONTO  |  APT RENT TORONTO  |  RENT IN ONTARIO  |  MARKET NEWS BLOG  |  Russian Version  |  HOME BUYERS INFO  |  HOME SELLERS INFO  |  TIPS FOR YOU  |  RELOCATION GUIDE   |  BUSINESS PARTNERS  |  RE & INVESTMENT  |  RE RESOURCES

Privacy Policy  |  Site Map  |  Profile  |  Sign In

Choose language: